Associate, Portfolio Risk
Hyundai Capital America

Job Info

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Description

Who We Are: Through our service brands Hyundai Motor Finance, Genesis Finance*, and Kia Motors Finance, we provide financial products tailored to meet the needs of Hyundai, Genesis, and Kia dealerships nationwide, including dealer inventory and facility financing. And, through these dealerships, we provide indirect vehicle financing and leasing solutions to over 1.7 million retail customers.

Employee Value Prop and Culture: Our employees contribute every day to a culture that is fast-paced, dynamic, energized, agile, and collaborative.

From our various engagement programs to the unique design of our offices, we strive to foster a connected, fun, positive and rewarding company culture where employees feel appreciated for their contributions, proud of their company, and thrive to be passionately invested in HCA's success.

Global One Company:

Many countries. One identity. Hyundai Capital has offices across the world, including China, Canada, the United Kingdom, Germany, Russia, Brazil and Korea. Our work environments are designed with specific themes in mind to achieve a consistent global identity that reflects our values: light, collaboration, elements of nature and symmetry.

General Summary:

The Associate, Portfolio Risk is responsible for portfolio analytics, tracking, reporting and monitoring for the purposes of controlling and managing the company's risk tolerance. The Associate will also be running and supporting the financial reporting and calculations for HCA's Consumer Allowance for Loan and Lease Losses (ALLL).

Duties and Responsibilities:

1. Produce production reports for Risk Control Committee (RCC) presentation and track portfolio segments relative to the company's risk triggers portfolio trends and assess the risk of those trends

2. Develop portfolio analysis of credit segments to differentiate portfolio delinquency and loss performance, assess risk and opportunities of portfolio performance trends, and effectively communicate them to management

3. Run the monthly ALLL Consumer Reserves calculation by working with model development team and validating model output results

4. Assist in the preparation of ALLL control documentation and quarterly memorandum and sample testing for external auditors

5. Data mining/analysis and automation of data reports and presentations in order to support Portfolio Risk strategy initiatives

6. Complete all ad-hoc requests as assigned

Knowledge and Skills:

• Strong PC skills; Microsoft Excel, Word, PowerPoint, Visio and relational database concepts. Visual Basic a plus

• An in-depth understanding of statistics and its applications

• Ability to comprehend instructions, create documentation on reporting and explain complex systems and data succinctly

• Ability to understand business objectives and their relationship to the importance of individual projects

• SAS or SQL experience preferred; R and Python skills a plus

• Strong communication skills both written and verbal

• The ability to work independently as well as within a team

Qualifications

• 3+ years of work experience, preferably 1-2 years in the consumer finance Risk field

• Collections or Customer Service operations background a plus

• Bachelors' degree required in Mathematics, Statistics, Economics or related quantitative field

Physical Requirements and Working Condition:

Employees in this class are subject to extended periods of sitting, standing and walking, vision to monitor and moderate noise levels. Work is performed in an office environment.

California Privacy Notice

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information.We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA").

If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com.

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